Peace of mind for your golden years - Get Debt Help Now
- Confidential, Non-judgemental
- UK based & FCA regulated
- No obligation, no pressure free advice
May not be suitable in all circumstances. Fees apply. Your credit rating may be affected.
MoneyHelper is a Government-backed service that gives guidance on a range of money matters. Click here to learn more
Do not delay getting help. See our solutions.
Speak to a friendly and professional adviser in a non-judgemental, confidential, no-obligation consultation.
Debt Management Plans
Informal, flexible and confidential, DMPs consolidate your unsecured debt into one affordable monthly payment.
Individual Voluntary Arrangements
A formal agreement that offers protection from legal action, one affordable monthly payment, usually lasts 5 years.
Struggling with debt as you near Retirement? We can help.
Whether you call or chat with us, it will be 100% confidential, secure and non-judgmental. At Dexter Bell, we are UK based and approved by the FCA to give you debt advice. That means you can trust us!
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Quickly find your options when you chat with us
- Est since 2002
- Friendly, Expert & no obligation chat
- Easy to use
Experiencing Debt Problems? Dexter Bell Can Help.
We’re FCA regulated
FCA-regulated means we’re officially authorised to give debt advice and we’re held to strict rules that protect you.
Est. 2002
We are small team of friendly and professional advisers who understand how stressful being in debt can be.
5* rated on Trustpilot
A Debt Advice Consultation with us is a non-judgemental, confidential, no-obligation conversation. We will talk through your situation and explain your options before recommending a debt solution.
Tech enabled
We’ve invested in the latest tech behind the scenes to streamline our systems, protect your data, and give our advisers more time to focus on what matters: you.
You’ll Know What
Client Experiences That Speak for Themselves
I was contacted by various other debt management companies, who were useless, except at collecting money. Then, I cannot remember how, Dexter Bell took over. i was immediately reassured by their honest and practical explanation of the process of debt management, including setting my most affordable repayments. ( Which were reduced at a later stage ) Their initial payment was very low, and they contacted all my card companies to negotiate my repayments, including at zero interest and no costs.
Very professional service , took a lot of pain out of a difficult situation. Very much appreciated Dexter Bell Associates sympathetic and high quality service.
The advice given by the staff has been super helpful in planning, negotiating and settling our debts. It is clear that the staff share the same aims as the debtors and are genuinely looking to get you debt free.
Frequently Asked Questions
Why should I choose Dexter Bell over other debt companies?
Because we’re FCA-regulated and built around your best interests.
Because we put people before profit.
Some firms are lead generators, some focus on volume, and some aren’t even regulated to give advice. At Dexter Bell, we’re FCA-authorised, which means:
- You get proper, regulated advice, not just a sales script.
- We only recommend solutions that are in your best interest.
- We explain both free charity routes and commercial options, so you can make an informed choice.
On top of that, our advisers are trained to listen without judgement, explain everything clearly, and help you take control at your own pace. For us, success isn’t just setting up a plan. It’s helping you feel calmer, clearer, and in control of your money again.
What are the pros and cons of a DMP vs IVA vs DRO vs bankruptcy?
There’s no one “best” solution. It depends on your debts, income, and what you want for the future. Here’s a clear comparison to help you see the differences.
Will someone judge me for how I got into debt?
No. Our role isn’t to judge! it’s to help.
We know life events, bills, and changes can put anyone into debt. What matters is what happens next.
- We listen without blame
- We focus on solutions, not past choices
- We work with you to build a fair plan
You’ll always be treated with respect.
Do I have to talk to my creditors myself?
No, that’s what we’re here for.
With a DMP, we contact your creditors and manage the plan on your behalf. Creditors may still send you letters or statements, but that’s normal. You can forward these to us and we’ll handle them.
With an IVA, the Insolvency Practitioner does this.
Will talking to Dexter Bell affect my credit score?
No. Speaking to us won’t appear on your credit file or change your credit score.
When you get in touch, it stays between us. We don’t tell credit reference agencies, and we don’t leave any mark just because you asked for help.
If you choose to move forward with a debt solution like a Debt Management Plan (DMP) or Individual Voluntary Arrangement (IVA), we’ll be upfront about how that might affect your credit record.
No surprises, no jargon. Our job is to give you clear, honest information so you can decide what’s right for you. You stay in control every step of the way.
Mon – Thu – 09:00-19:00
Fri – 09:00-14:00
MoneyHelper is a Government-backed service that gives guidance on a range of money matters. Click here to learn more.
Dexter Bell Limited, a company registered in England and Wales: 06711658
Registered Office: 500 Kings Road, Manchester, M32 8JT
Authorised and Regulated by the Financial Conduct Authority: 663030
Data Protection Registration: Z3275413
